Types of Properties

  • Mixed use
  • Apartment buildings
  • 5+ Units
  • Mobile home parks
  • RV parks
  • Strip malls
  • Gas Stations
  • and more…

Commercial Loan Purpose

  • Non-Owner Occupied All States
  • California ONLY Owner Occupied – Business Purpose ONLY (Loan funds are used for a business need and NOT for a personal, family, or household use.)
  • Purchase Money
  • Refinance
  • Cash Out

Loan Terms

  • LTV up to 65% (70% LTV on purchases)
  • Loan term: 1, 2, 3, and 5 years
  • Interest-only payment
  • Cross collateralize
  • Rates as low as 6%

 

Problems We Solve

  • Property listed for sale
  • Owned by Sole Proprietorship, LLC or Corporation
  • Properties in Trust
  • Problem properties
  • Unusual properties
  • Bad credit (Not FICO driven)
  • Recent foreclosure, bankruptcy, short-sale
  • Deferred maintance
  • Damaged property
  • Can’t prove income
  • Self employed OK
  • Submit Loan  Submit Scenario